Purpose-Built for
Commercial P&C Agencies.
Generic automation consultants don’t understand the COI workflow, the 90-day renewal window, or the commission-based economics of a commercial book. We do. US commercial P&C is the only kind of work we take on — with flagship depth in construction and contractor insurance.
of agency frontline staff report burnout
Liberty Mutual 2025 Independent Agents Study
first-pass COI rejection rate in commercial lines
Industry benchmark data, PathwayPort
average commercial commission at risk per lost client
Based on industry commission averages
Generic automation doesn’t work in commercial P&C.
The difference between a workflow that protects commission and one that annoys clients is industry context. We’ve built ours around the accounts you actually write.
We understand the renewal cycle.
We build around the 90–120 day renewal window, not against it. Our workflows respect carrier submission timelines, client communication norms, and the rhythm your producers already operate in.
We understand COIs cold.
Certificate generation, validation against request requirements, coverage-gap flagging, renewal tracking, and compliance logging. For construction-focused agencies, COIs are the highest-ROI workflow we build — and we treat them that way.
We understand commission-based economics.
Every dollar of protected renewal commission is a dollar of recurring, compounding value. Our ROI math is built around the multiple of EBITDA you’ll eventually sell for — not vanity metrics.
We understand your AMS.
EZLynx, Applied Epic, HawkSoft, AMS360, NowCerts — we integrate with the systems you already use, rather than forcing you to migrate. Our wedge is the bespoke glue between your AMS and the workflows your team actually runs.
The agencies we’re built for.
Construction and contractor-focused agencies are our flagship. Other commercial specialties are first-class too.
Construction & Contractor-Focused Agencies
Our flagship specialty. COI volume is brutal — 3.5+ hours of daily staff time, 45–55% first-pass rejection, constant re-issues. Accounts run $50K–$500K premium, so every renewal matters. We make your agency the one contractors recommend because the paperwork just works.
Trucking & Transportation Agencies
Heavy submission workload, FMCSA filings, MCS-150 updates, constant certificate requests from shippers. We automate the compliance grind so your producers can write more, not chase more.
Habitational & Real Estate-Owner Agencies
Fewer accounts, enormous premiums each, lender-driven COI requirements, annual statement-of-values updates. Every renewal matters. Every evidence of insurance letter matters. We protect them all.
Cannabis & Emerging-Market Agencies
Specialty carrier appetite, rapid regulatory change, complex underwriting narratives. We automate intake and carrier-matching so you can compete on speed in a market where speed decides who writes.
Tech E&O / Professional Liability Agencies
Subjectivity-heavy underwriting, repeat-renewal sensitivity, and a client base that expects instant digital response. We build the communication layer commercial tech buyers actually notice.
Commercial-First Independent Agencies
US-based, owner-operated, writing 60%+ commercial P&C on EZLynx, Applied Epic, or HawkSoft. 5–15 staff and $500K–$1.5M in commission income. Past the DIY stage, not yet enterprise — that’s our zone.
US-based retail agencies only. Not a fit for captive, franchise, or wholesale/MGA/program administrators.
What your agency looks like after we’re done.
- Protect renewals that would otherwise slip through the cracks.
- Cut COI first-pass rejection rate from 45%+ to under 10%.
- Recover 40+ hours of weekly staff time across your account managers.
- Respond to inbound leads in under 5 minutes — automatically.
- Submit to 3–6 markets in parallel on every new-business opportunity.
- Close month-end in days, not weeks — and recover missed commission automatically.
- Lift commercial retention from 84% toward 91%+ — compounding commission year over year.
Ready to see where your agency is leaking?
A 30-minute audit. A written report. No cost. No obligation.